Personal Finance
Finance for Life’s Bigger Plans
Whether it’s a major purchase, a new car or simply greater financial flexibility, explore personal finance options built around your circumstances.
How It Works
A simple, straightforward process to help you explore suitable personal finance options.
01
Tell Us What You Need
Tell us what you're looking to finance, the approximate amount you need and a little about your requirements.
02
We Explore Suitable Options
We review your requirements and help identify appropriate finance routes or providers to consider.
03
Take the Next Step
Where appropriate, we'll connect you with a suitable provider so you can continue with your application.
Frequently Asked Questions
Can you help with car finance?
Yes, we can help you explore suitable car finance options through third-party providers. Vehicle and applicant eligibility, available products, terms and approval are determined by the provider.
Does Sterling Bridge Finance provide the loan?
No. Sterling Bridge Finance acts as an intermediary or introducer and does not provide lending directly. Where appropriate, we may introduce you to a suitable third-party finance provider, which is responsible for assessing the application and providing any finance offered.
Am I guaranteed to be accepted?
No. Finance is subject to status, eligibility, affordability, provider criteria, terms and approval. An enquiry or introduction does not guarantee that finance will be available.
How long does the process take?
Timescales vary according to the type of finance, your circumstances, the information required and the provider. Some applications may receive a decision quickly, while others may need further checks or supporting information.
How much can I apply for?
The amount you may be able to apply for will depend on your circumstances, affordability, eligibility, the purpose of the finance and the provider’s criteria. Any available amount and terms will be confirmed by the provider.
Will making an enquiry affect my credit score?
Making an initial enquiry with Sterling Bridge Finance does not itself mean you have entered into a finance agreement. If a provider needs to carry out a credit search, the type of search and any potential impact should be explained before you proceed.
How does the process work?
Tell us what you are looking to achieve and provide the relevant details. Sterling Bridge Finance will review your requirements and may introduce you to a suitable third-party finance provider. The provider will carry out its own assessment and confirm any available terms.
What types of personal finance can you help with?
We can help you explore personal finance routes for purposes such as major purchases, home improvements, vehicles, unexpected costs and other personal financial needs. Available options depend on your circumstances and the criteria of the provider.
Tell Us What You Need
Tell us what you're looking for and our team will take it from there. One enquiry gives us what we need to start working on your finance options.