Sterling Bridge Finance official logoSTERLING BRIDGEFINANCE
YOUR FINANCIAL NEXT STEP

Business funding.
Made simple.

Explore potential business and property funding routes through one simple, guided enquiry.

No obligation to enquire UK business focused A real team behind you
STERLING BRIDGE FINANCE
Step 1 of 3

What are you looking for?

Choose what best describes your requirement.

£

Quick enquiry · No obligation · No account needed

A little about your plans.

Just the essentials. We'll ask for anything else if needed.

No credit application or lending decision at this stage.

Where can we reach you?

Submit your enquiry and our team can review your requirements.

Submitting an enquiry does not guarantee funding, rates, insurance or approval.

✓
One simple enquiryTell us your requirements just once
↗
Potential finance routesExplored based on your circumstances
◎
Human supportA real team to help with the next steps

Solutions built around your next move.

Explore a suitable starting point for your business, property or insurance requirement.

Accountant, adviser or business introducer?

Find out about our referral programme and introducer portal.

Become an introducer ↗
HOW IT WORKS

A simpler route to funding.

No complicated journey. Just clear steps from enquiry to the right conversation.

01

Tell us what you need

Choose your finance type and answer a few useful questions.

02

We review your enquiry

Our team considers relevant routes based on the information you provide.

03

Understand your next steps

We contact you with any further requirements and help progress your enquiry.

Start your funding check
FUNDING INTELLIGENCE

Clarity before commitment.

Business finance can be complex. We believe your first step should be simple: understand which categories of funding may be relevant, then speak to the right team.

No lender directory. No unrealistic approval promises. Just straightforward guidance and a professional enquiry process.

Explore your options →
COMMON QUESTIONS

Good questions deserve clear answers.

If you'd rather speak to a real person, our team can help you understand how the enquiry process works.

Will checking funding options affect my credit score?

Submitting this preliminary SBF enquiry is not a credit application. If you choose to progress with a finance provider, any credit checks will depend on that provider's process and will be explained when applicable.

Does Sterling Bridge Finance lend money directly?

No. We help customers explore relevant finance routes and make introductions to third-party providers. Any finance offer and lending decision is made by the provider.

Am I guaranteed to be approved?

No. Eligibility, rates and approval depend on your circumstances, the product and the provider's assessment. An enquiry is not a finance offer.

Can a new business make an enquiry?

Yes. The options available depend on the purpose, security offered, trading history and other circumstances. Not every product is available to a newly formed business.

EXPLORE UP TO 90% COMBINED LTV*

What could your property help unlock?

Own property and looking for business finance? See an illustrative funding figure in seconds, then let our team explore suitable routes for you.

Free to enquireNo obligationOptions reviewed by our team
STERLING BRIDGE FINANCE
Free calculator

Property funding explorer

Enter a property value and outstanding secured borrowing to explore an illustrative amount at up to 90% combined loan-to-value (LTV).

£
£
Illustrative additional borrowing at 90% combined LTV
£170,000

90% of the property value, minus existing secured borrowing. Your actual options depend on assessment.

Existing secured borrowing90% combined LTV example

Every situation is different. Tell us what you need and we’ll explore what may be possible.

*Up to 90% combined LTV is available only in eligible circumstances. This is a simple illustration, not an offer or approval. Amounts depend on property, affordability, loan purpose and provider assessment. Your entries stay on this page unless you proceed with an enquiry.

EXPLORE YOUR OPTIONS

Different needs.
One place to start.

From business growth to property-backed finance, explore the routes Sterling Bridge Finance can help you investigate.

YOUR FUNDING EXPLORER

Explore funding for your next move.

Tell us about your business and what you're looking to achieve. We'll review your enquiry and explore suitable routes.

Fast guided enquiryFunding needs reviewed individuallyNo obligation to enquire

Quick enquiry · Reviewed by our team · No account needed

Finance and insurance are subject to eligibility, terms and provider assessment. Product availability varies by circumstances.


Behind Every Business Is an Ambition.

From independent shops to growing businesses, discover funding options designed to support your next move.

YOUR QUESTIONS, ANSWERED

Finance made clearer.

From first enquiry to exploring suitable funding routes, here's what you need to know.

What types of business finance can I enquire about?

We help businesses explore funding routes including business loans, working capital, asset and equipment finance, property-backed funding and commercial property finance.

Can I enquire if my business is newly established?

Yes. Different funding routes have different trading-history requirements. Tell us about your business and we'll review which options may be relevant.

How much can I potentially borrow against property?

Some eligible secured-finance routes may consider up to 90% combined loan-to-value. The amount available depends on the property, existing borrowing, affordability, loan purpose and lender assessment. Our calculator provides an illustration, not an offer.

Do I need to own property to apply?

Not for every product. Property ownership matters for property-backed funding, while other business-finance options may be available without property security.

What if I've been declined for finance before?

You can still enquire. A previous decline doesn't necessarily rule out every route. We'll review your circumstances and explain any potentially suitable next steps.

Does submitting an enquiry guarantee funding?

No. Submitting an enquiry starts a review of your requirements. Any finance is subject to the relevant provider's checks, terms and approval.

What happens after I submit my enquiry?

Our team reviews the details you've provided and contacts you about next steps, including any additional information needed to assess suitable funding routes.

Can accountants and advisers refer clients?

Yes. Eligible professional introducers can apply to join our dedicated referral programme through our online partner portal, subject to agreement.

Ready to explore your funding options?Start with our quick enquiry at the top of this page.
Check My Funding Options →
Sterling Bridge Finance

Your Next Business Opportunity Starts Here.

Explore business and property-backed funding through one simple enquiry. Tell us what you need and we'll review the available routes for your circumstances.

Check My Funding Options No obligation to enquire · Funding subject to eligibility and provider assessment